Math

Loan Calculator

Calculate loan payments, interest, and amortization.

About Loan Calculator

Calculate loan payments, interest, and amortization with our free loan calculator. Estimate monthly payments for mortgages, auto loans, personal loans, and more. See total interest paid over the life of your loan.

Key Features & Benefits

Payment Calculator

Calculate monthly payments based on loan amount, interest rate, and term.

Amortization Schedule

See payment breakdown over the life of the loan.

Total Interest

View total interest paid and overall loan cost.

Compare Options

Compare different loan terms and interest rates.

How to Use Loan Calculator

1

Enter Loan Details

Input loan amount, interest rate, and loan term.

2

Calculate Payment

See your estimated monthly payment instantly.

3

View Schedule

Review the full amortization schedule.

Frequently Asked Questions

We use the standard amortization formula: M = P[r(1+r)^n]/[(1+r)^n-1].

This calculates principal and interest. For mortgages, add taxes and insurance for total payment.

APR includes fees and costs. Our calculator uses the stated interest rate.

Yes, adjust the loan term to see how faster payoff affects total interest.

Why Use Our Loan Calculator?

Make informed borrowing decisions. Understand your monthly payments and total loan costs before committing to any loan.